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| Life Insurance cover provides a lump-sum payment in the event of death - tax free. The amount of life cover (also commonly referred to as life insurance) is paid to the policy owner. |
| Anyone between the ages of 16 & 74 who is either a New Zealand Citizen or a permanent resident is eligible to apply for life insurance. Note if you are in New Zealand on a work visa and are currently in the process of applying for residency you may also be eligible - Please contact us for further details |
| The life insurance product offered through our site provides cover in the event of death by any reason (e.g. health, accident). |
| Suicide is excluded for the first 13 months of all contracts. The insurer may also decline a claim if you have not been honest when completing your application form (non-disclosure). If you are in doubt about the relevance of any medical condition you should always disclose this during the application process. |
| In the event that you are diagnosed by a doctor as being terminally ill within 12 months, all of the products that we offer will provide an early payment of your life insurance cover (note - maximums apply). |
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